Auto Insurance

Helping You Find the Best Insurance

As an Independent Insurance Broker / Independent Insurance Agent, we give you choices. We are proud to represent many quality companies that provide our clients great service and competitive prices. We are not limited to a single company with a limited set of options. We are dedicated to helping you find the right Auto Insurance coverage and save you money.  We offer Car Insurance and Auto Insurance for Kirkwood, MO, Des Peres, MO, Town and Country, MO, Creve Coeur, MO, Clayton, MO, Richmond Heights, MO, Crestwood, MO, Sunset Hills, MO, Manchester, MO, Valley Park, MO, Chesterfield, MO, Ellisville, MO, Frontenac, MO, Warson Woods, MO, Rock Hill, MO, Brentwood, MO, Maplewood, MO, University City, MO, all parts of St. Louis County, and St. Charles, MO and all of Missouri.

Let our experience and expertise go to work for you. Go to the quote center part of this site to get a free quote or click here.

Auto Insurance At A Glance

Automobile insurance offers you protection against financial losses in the event of accident. An insurance company agrees to cover your losses as defined by the contractual terms of your policy.

Automobile insurance can be divided into three types of coverage. Damage to or theft of your car is covered in the property section of your policy, more commonly known as comprehensive and collision coverage. In the event that you should become legally liable for property damage or bodily injury to others, liability coverage offers protection to you and other family members listed on the policy. Medical Payments pays for the medical treatment of the vehicle operator and its passengers should an accident occur.

Types of coverage available on an auto policy:

  • Bodily Injury
  • Property Damage
  • Un-insured Motorist
  • Underinsured Motorist
  • Comprehensive
  • Collision
  • Medical coverage
  • Roadside Assistance
  • Rental Car Reimbursement


We also offer coverage on the following auto insurance policies:


We also make sure that all discounts are considered:  Multi-car discount, Good Student discount, Home and Auto discount, Accident-free discount (if available).

For more information, please contact our auto insurance specialist:


Michael O'Shea

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Insurance Agencies in St. Louis

Discover the advantages of insuring with an Insurance Agent from the O'Shea-Ward Insurance Group in St. Louis.

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To inquire about a non-binding Insurance Quote for your Home or Auto, a consultation, or to schedule an appointment, please call:




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