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Auto Insurance

Homeowners and Condo   Insurance

Flood Insurance

 Renters  Insurance

Landlord Insurance and Vacant Insurance

Insurance and Risk Management In Missouri


Great coverage and great money saving prices on Homeowners Insurance and Auto Insurance in St. Louis and all of Missouri!!!



We search many different Insurance Companies and find you the best rates!!!  Save money on your Home InsuranceHouse Insurance, Homeowners insuranceCar Insurance or Auto Insurance and your  Motorcycle Insurance.  We provide hard to find classic car and antique cars insurance in the Kirkwood area in St. Louis county. Call us for Home Insurance, car Insurance, Life Insurance, or Business in St. Louis, MO.  Or get a quote ONLINE.


We can offer earthquake coverage on homes in the St. Louis area.

Get a no obligation quote online today.


We are insurance experts in the St. Louis and are located in Kirkwood, but also service all of Missouri. If you are looking for homeowners insurance and auto insurance in St. Louis County or in St. Louis City, MO please give us a call.  We also offer renters insuranace and earthquake insurance for the Kirkwood, Des Peres, Brentwood and Richmond Heights areas of St. Louis. We specialize in Homeowners Insurance for the Crestwood, Des Peres, Town and Country and Creve Coeur.  If you are looking for motorcycle or moped insurance for you or a family memeber we can help you in the Maryland Heights, University City, Chesterfield, and Ellisville. Looking for scooter or boat insurance in the Wildwood or Sunset Hills? We can help with all of your insurance needs. If you have a small business, we offer business insurance rates and plans in the Bridgeton, Hazelwood, Florissant, and Ballwin.  Classic car and antique cars need insurance in Ladue, Olivette, Frontenac and Rock Hill.   Commercial insurance for your small business in Glendale, Manchester, Maplewood and Webster Groves. We offer home insurance quotes online for the St. Louis areas of St. Ann, Overland, Shrewsbury and Fenton. Quotes are just a simple call away for Valley Park, Clarkson Valley, St. Charles County, Jefferson County, and Franklin County.


Some of our Insurance Carriers:

And other top rated carriers.


Insurance Is a Matter of Trust

Life is filled with unforeseeable events, such as a fender-bender on the way to work or sudden storm damage to your home. In these situations, it's important to know that you can rely on your Insurance Policy and your Insurance Agent to protect you.


As an independent insurance agency, the O'Shea-Ward Insurance Group helps you find insurance solutions tailored to your individual needs. We draw from a vast pool of the top-rated property and casualty and commercial insurance companies.  As a broker and independent insurance agent, we represent you the policyholder.  We strive to find you the BEST COVERAGE at the BEST PRICE.


We invite you to explore our comprehensive Insurance Consulting Services and get to know our competent and friendly staff.  We offer a full line of Personal Insurance Products for your Home, your Auto and your Life.

We help to find insurance in St. Louis and the surrounding metro well as throughout the State of Missouri.

Personal Insurance coverage in St. Louis County


Personal insurance coverage is one of the most important policies you can own. Every situation is different.  Everything from Homeowners, Condo, and Renters coverage to Autos, Personal Watercraft, and Motorcycle coverage.  Find out what sort of coverage your policy should provide.


Personal Insurance Coverages in St. Louis:

  • Homeowners Insurance
  • Home Insurance
  • Auto Insurance
  • Umbrella Coverage
  • Personal Water Craft Insurance
  • Motorcycle Insurance
  • Landlord/Dwelling Fire Insurance
  • Farm Insurance
  • Modular Home Insurance
  • Mobile Home Insurance


View Personal Insurance Coverage details


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